@php use Illuminate\Support\Facades\Storage; @endphp @extends('layouts.app') @section('title', 'Loan Sanction Letter') @section('page-title', 'Loan Sanction Letter') @section('content')
Loan Sanction Letter
Back
@if($loan->partner->logo) @else
@endif
{{ $loan->partner->company_name ?? $loan->partner->name }}
@if($loan->partner->address) {{ $loan->partner->address }}
@endif @if($loan->partner->phone) {{ $loan->partner->phone }} @endif @if($loan->partner->whatsapp) | {{ $loan->partner->whatsapp }} @endif @if($loan->partner->email)
{{ $loan->partner->email }} @endif
Loan Sanction Letter

Date: {{ now()->format('d F Y') }}

Reference No: {{ $loan->loan_number }}

To,

{{ $loan->customer->name }}
{{ $loan->customer->customer_code }}
@if($loan->customer->address) {{ $loan->customer->address }}
@endif @if($loan->customer->phone) Phone: {{ $loan->customer->phone }}
@endif @if($loan->customer->email) Email: {{ $loan->customer->email }} @endif

Subject: Sanction of Loan - {{ $loan->loan_number }}

Dear {{ $loan->customer->name }},

We are pleased to inform you that your loan application has been approved and we are pleased to sanction the following loan facility:

Loan Number: {{ $loan->loan_number }}
Loan Scheme: {{ $loan->loanScheme?->name ?? $loan->scheme?->name ?? 'N/A' }}
Principal Amount: ₹{{ number_format($loan->principal_amount, 2) }}
Interest Rate: {{ $loan->interest_rate }}{{ ($loan->loanScheme?->interest_type ?? $loan->scheme?->interest_type) === 'flat' ? ' (Flat)' : '%' }}
Interest Amount: ₹{{ number_format($loan->interest_amount, 2) }}
Processing Fee: ₹{{ number_format($loan->processing_fee, 2) }}
Insurance Fee: ₹{{ number_format($loan->insurance_fee, 2) }}
Other Fees: ₹{{ number_format($loan->other_fee, 2) }}
Total Loan Amount: ₹{{ number_format($loan->total_amount, 2) }}
Loan Duration: {{ $loan->duration_value }} {{ ucfirst($loan->duration_type) }}
Installment Amount: ₹{{ number_format($loan->monthly_installment, 2) }}
Disbursement Date: {{ $loan->disbursement_date->format('d F Y') }}
Maturity Date: {{ $loan->maturity_date->format('d F Y') }}

Terms and Conditions:

  1. The loan amount will be disbursed as per the disbursement date mentioned above.
  2. You are required to repay the loan in {{ $loan->duration_value }} installments of ₹{{ number_format($loan->monthly_installment, 2) }} each.
  3. Late payment charges will be applicable as per the scheme terms if payment is delayed beyond the due date.
  4. You are required to maintain all necessary documents and comply with all terms and conditions of the loan agreement.
  5. Any default in repayment may result in legal action as per applicable laws.

Please acknowledge receipt of this sanction letter and confirm your acceptance of the terms and conditions mentioned above.

We look forward to a successful business relationship.

Yours sincerely,

{{ $loan->partner->company_name ?? $loan->partner->name }}
Authorized Signatory
@endsection